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Get loan through these government schemes to start your business

Business 

The employment situation has deteriorated due to the epidemic corona and lockdown. In view of this, the central government is giving people a chance to stand on their feet again. In such a situation, if you want to start your own business, then the government can help you in many ways. The most important of this is the Pradhan Mantri Mudra Yojana (PMMY). This scheme is more useful for those who are unable to get a bank loan to start their business due to lack of fulfillment of the rules of the banks. Under the Pradhan Mantri Mudra Yojana, loans are given in three phases. Generally, under this loan, its minimum interest rate is 12 percent.

Shishu Loan Scheme

Under this scheme a loan of up to Rs 50,000 can be taken to open shops etc.

Kishore Loan Scheme

Under this, a fixed loan of Rs 50,000 to 5 lakh is available.

Tarun Loan Scheme

Tarun loan scheme for small industries. In this, loans ranging from Rs 5 lakh to 10 lakh are given.

Who can take a loan

Pradhan Mantri Mudra Yojana is only for small traders and businessmen, eg, small assembling units, service sector units, shopkeepers, fruit-vegetable vendors, truck drivers, food-service units, machine operations, small scale industries, handicrafts, food processing etc. For this loan can be taken under this scheme.

You can take a loan from here

Under Pradhan Mantri Mudra Yojana, loans can be taken from any government bank, rural bank, cooperative bank, private bank or foreign banks.

Need these documents for loan

If you want to start your own business, then you have to provide the ownership or rental documents, work related information, Aadhaar, PAN number and many other documents.

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